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Copyright © 2006 by Projecto Hogar Property Group all rights reserved.
Site Designed by Projecto Hogar Property Group
Steps to buy your House.
The first step
Choose your Projecto Hogar Real Estate Agent.
Our Real Estate Professionals will help you from start to finish with
the following Steps.
Pre approval:
On this step, you will determine what type of loan and lender is best
for you. The loan will be determined on your income, credit and
debts. With this information you will have a better idea on what type of
loan you will get including type of interest rate, monthly payment and
how much will your loan will be for.
Look for the House.
With your pre approval amount, you may start looking for your House,
Condo, Building, etc. We can narrow your search according to
location and other characteristics like how many bedrooms,
bathrooms, if brick or frame, etc.
Making an Offer:
Once we’ve found the property you like, you can make an offer. On this
step you can offer the earnest money showing the interest on this
property.
Looking for an Attorney:
An attorney will help you understand the legal documents involved that
you might not understand. The attorney will review, prepare and verify the legal
documents for the loan and closing.
The inspection:
Once the offer has been accepted from the seller, we recommend that you hire a
professional inspector. The inspector will independently evaluate the main
systems, equipment and major appliances.
Loan:
On the next few days, you will be talking to your loan officer on the
details of the loan that best fits your needs.
Insurance:
To protect your investment, you will need to obtain a Home Owners
Insurance Policy. This policy will protect you on different types of
accidents that can happen to your property.
Final Walk through:
A day before or prior to closing, we recommend that you look at the
property one last time. On this visit, you will verify that the condition
of the house has not changed.
Closing:
On the closing day, you will sign the documents necessary to initiate
your mortgage and for you to become the new Homeowner. With the
presence of our Projecto Hogar Professional Representative, Attorney
and Loan Officer, you will have a smooth closing. At the closing, you
will have the keys to your new Home.
The first step
Choose your Projecto Hogar Real Estate Agent.
Our Real Estate Professionals will help you from start to finish with
the following Steps.
Pre approval:
On this step, you will determine what type of loan and lender is best
for you. The loan will be determined on your income, credit and
debts. With this information you will have a better idea on what type of
loan you will get including type of interest rate, monthly payment and
how much will your loan will be for.
Look for the House.
With your pre approval amount, you may start looking for your House,
Condo, Building, etc. We can narrow your search according to
location and other characteristics like how many bedrooms,
bathrooms, if brick or frame, etc.
Making an Offer:
Once we’ve found the property you like, you can make an offer. On this
step you can offer the earnest money showing the interest on this
property.
Looking for an Attorney:
An attorney will help you understand the legal documents involved that
you might not understand. The attorney will review, prepare and verify the legal
documents for the loan and closing.
The inspection:
Once the offer has been accepted from the seller, we recommend that you hire a
professional inspector. The inspector will independently evaluate the main
systems, equipment and major appliances.
Loan:
On the next few days, you will be talking to your loan officer on the
details of the loan that best fits your needs.
Insurance:
To protect your investment, you will need to obtain a Home Owners
Insurance Policy. This policy will protect you on different types of
accidents that can happen to your property.
Final Walk through:
A day before or prior to closing, we recommend that you look at the
property one last time. On this visit, you will verify that the condition
of the house has not changed.
Closing:
On the closing day, you will sign the documents necessary to initiate
your mortgage and for you to become the new Homeowner. With the
presence of our Projecto Hogar Professional Representative, Attorney
and Loan Officer, you will have a smooth closing. At the closing, you
will have the keys to your new Home.
